6 Steps to Making the Decision to Invest in Yourself (Or Not)

woman deciding on purchases

woman deciding on purchasesI was thinking today about how often we women struggle with decisions to spend good money on ourselves – to pay more for a really good haircut, for example; or the jacket  with the better cut; or the expensive “good” cheese; or even a properly fitted bra.

Do we not value our hair, our style, our palate, our boobs?  Often not.

But of course most of us can’t spend top dollar on every aspect of our lives. We have to make choices; What’s important, what’s lasting, what has real value (Is that $850 designer handbag really worth almost a grand?!?), and what is a true investment in ourselves.  We grapple daily, some of us. And many of us automatically run away from unusual opportunities because they take us outside of our comfort zone of what we really deserve, what we’re worth. We’re so used to saying, “If only I could…” that we insure we never can, because we never entertain new possibilities any more.

So by coincidence I received an email from a friend today on this very topic – how to make solid money decisions.  (if you read my blog regularly, you know that I am especially attuned to coincidences. Whether they’re “sent” to us or just random occurrences, they often present amazing opportunities to connect, learn, advance, achieve, or just rethink our thinking.)  

The email contained a link to a blog post by Bari Tessler Linden, who refers to herself a financial therapist, and I read with interest her blog entitled “The 5 Steps to a Solid Money Decision.”  In it she talks about how to decide whether to spend money on something big, that you would consider an investment in yourself.  Here are the most important take-aways:

Know Your Numbers

Bari writes: “Some people might be just meeting their basic needs, and bringing in very little money – but still do whatever it takes to invest in something important to them.  Others may have more than enough money to satisfy all of their needs and desires but still feel enormous pressure when making their financial decisions.” Know your numbers, to start with, before you start forming your decision.

Be Conscious of the Timing In Your Life

Bari asks, “Have you been consciously (or secretly) looking for this type of support for months? Years? Do you wish you’d had this support a long time ago? Are you SO ready for this work?”

What’s the Value?

Is this program valuable to you? If so, how valuable? Are you willing to spend your money to reflect this value? How would your life be different or better if you added something very valuable to it?
What’s the Cost?

The cost in dollars is one thing.  Equally important, how much is the cost of not making this investment in yourself? How is not doing this work hurting you, your relationships, your aspirations, or your dreams? What’s the cost of staying right where you are in your life for another year or more?

Do You Have Intention?

If you’re prepared to invest not only your money, but your mind, your heart, your time, and your consciousness as well …  then everything is aligned for you to receive a powerful return on your investment in yourself. Your time truly is now.

You can read Bari’s full post, which talks about her Art of Money 2014 course, here.

So think about your investment in yourself at this stage of your life – a time of transition, new freedom, and a crucial pivot point for you. Will you consciously step into your future? Will you allow yourself to believe in the possibility of your life’s dreams? Will you invest in the tools, the connections, and the support that will empower you to do so?  Will you attend Women At Woodstock 2014?

And – will you allow yourself to make this decision when you can take full advantage of early registrations and discounts, rather than later, at higher cost, after you’ve spent months wringing your hands over it?  Like now, with Women At Woodstock. Super Early Early Bird registration will insure you a spot at any of our retreats, stop the hand wringing and asking yourself “Am I worth it?” and save you $250 to boot.

I think Bari would like that last factor. Call it the Women At Woodstock Step #6.

Register now at the Ridiculously Early, Early Bird rate – or contact Phoebe Stout, our super smart and helpful registration concierge and my all-around right-hand woman. She’ll be happy to personally make arrangements for you over the phone!

P.S. Don’t forget – the $250 discount ends on December 31.

Image credit: bowie15 / 123RF Stock Photo

2 thoughts on “6 Steps to Making the Decision to Invest in Yourself (Or Not)

  • December 14, 2013 at 6:59 am

    I applied for the scholarship. Filled everything out..Sent it and it came back saying there was an error and it wasn’t sent. Could you tell me if you received it? Thank you.

    • January 4, 2014 at 4:01 pm

      Hi Dawn – Apologies for the error message, but your application was indeed received. Good luck!


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